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Zelka Turan - Gas Card Winner | Stow-Munroe Falls Public Library
Teen. Book Lists/Reviews; Events; Feedback; Homework Help ... Zelka Turan - Gas Card Winner ... 3512 Darrow Rd. Stow, OH 44224 (330) 688-3295 www.smfpl.org
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Gas Surpasses Clothes as Number One Teen Expense : Poll: Gas Surpasses Clothes as Number One Teen Credit Card Expense
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Why Good Credit is More Important Than Money!
With high gas prices, food, and cost of living people are looking for simple ways to save money. But few know that having a good credit score can save you hundreds and maybe even thousands of dollars per year. Today, I had lunch with one of my Money Management clients. I went over the results of her Financial Evaluation. She was "shocked" at my findings. I basically explained to her, that she was loosing over $5,000 a year due to low credit scores. She is a professional woman with a low 600 FICO score. After college, she carried some understandable debt and made her payments on time. But after purchasing a home and other items she started falling behind on some of her bills. This is when her scores started to decrease. Her credit card interest rates jumed up, some over 20%, her car and homeowners insurance increased, and she experienced outrageous bank fees and over draft charges. I know many of us get into situations where we can't pay things on time and late fees are unavoidable. However, when you do have the money pay more than the amount due to the next dollar. For instance, if a bills $106.24, pay $107. You may think this doesn't matter but it does. If you ever fall behind, it will show that you usually pay your bill on time and more than the amount due. Creditors will normally waive the fees. Also create and stick to a monthly budget, learn about credit bureaus and reports. Try very hard to keep your FICO scores above 680 and keep your debt as low as possible. Now SCORE big! Sponsored by: Women Obtaining Wealth- Dina Harbour
http://WomenObtainingWealth.com &
http://www.blogtalkradio.com/WomenObtainingWealth (Every Sunday @ 6P EST)
Dina Harbour,CEO
Women ObtainingWealth, LLC
dinaharbour@womenobtainingwealth.com
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